Founded in 1993, SMS Financial is a privately held financial services and investment firm specializing in the acquisition, recovery and servicing of performing and non-performing loans. We are an opportunistic note buyer across all commercial asset classes including CRE, C&I, judgments, deficiencies and charge-offs. SMS provides capital, experience and execution, along with the willingness to acquire and service any size or type of loan. We take pride in establishing and maintaining long standing relationships with each client. SMS understands the investment that institutions make to create and maintain political and social capital within a community and, as a result, does everything in its power to preserve it.
As a result of our national reputation and track record of success in collecting and servicing virtually every type of debt instrument, SMS was selected as Joint Venture Partner of the FDIC in 2012 to maximize recoveries on the defaulted portfolios of failed banks across the country.
SMS Financial is based in Phoenix, Arizona, but operates on a national scale. This, combined with over 20 years of experience and relationships allows us to move quickly and efficiently anywhere in the country. Since inception, SMS Financial has acquired, serviced and originated over $2.0 billion of commercial credit facilities across all 50 states, Canada and Puerto Rico.